This summer when I got my fall tuition bill in the mail I decided it was time to sit down and really look at my finances.  I’ve always been the kind of person who has said, “Oh the money’s there, it’s fine! I’ve worked my whole life, there’s money in my savings account I can always use”

All the business majors out there are probably cringing as they read this.  But I don’t think I’m in the minority in thinking this way.  Myself, and a lot of people I know weren’t raised with an understanding of how to put together a budget, how to save for the future, how to put aside money for student loans, or how to navigate the system of buying a car or a house.

But with high student loan interest rates and the realization that my savings account probably shouldn’t be going to that $10 salad at Weaver Street, I decided to take control of my budget. Continue reading →